As I mentioned in my next-to-last post, I recently spent more money than I had. My mistake? My responsibility? Yes, absolutely, sure. BB&T (what I call Bibbit) kindly picked up the tab. To do so, they charged me $35.00.
I would've rather declined the favor, but Bibbit doesn't give you that option.
So really, they wanted to do me a solid more so than a favor.
That "solid," as most people who've did-the-dance with overdraft charges know, kicked off a snowball effect resulting in four more charges of equal value to the first.
Do the math.
As I've said, I take responsibility for my actions, but $35.00?
Read this article - Overdraft Fees: A $17.5 Billion Dollar Industry